Before joining Tukulakulane SCOBA, Faridah faced significant financial challenges that made it difficult to provide consistent support for her family. Meeting basic needs such as paying school fees, ensuring food security, and managing household expenses was a daily struggle. Limited access to reliable income sources and financial services meant that long-term investments seemed out of reach. Faridah’s journey began to …
Before joining the SCOBA initiative, 33-year-old Julianah faced challenges of limited capital, which restricted her ability to expand her salon business and maintain adequate stock of hair products. This often led to missed opportunities to serve more customers and increase the chances of growth.
As she started participating in a SCOBA, Julianah embraced a culture of saving consistently and managing her finances more effectively. Over time, she accumulated savings that enabled her to gradually improve her salon by increasing stock such as hair products and equipment. With growing customer demand and improved financial confidence, Julianah identified an additional opportunity to boost her income.
Recognizing the need to diversify her business, she introduced the sale of soft drinks at her salon. This strategic move not only attracted more customers but also increased her daily earnings, as clients could enjoy refreshments while receiving services. Her business has since become more vibrant and appealing, contributing to higher customer satisfaction and retention.
Future Plans
Julianah plans to further expand her business by adding more beauty services, increasing stock, and possibly acquiring a larger space to accommodate more clients comfortably. She also aims to continue saving and accessing larger financial support to strengthen her enterprise.
Tukulakulane Mayira School Community Bank(SCOBA) began as a simple savings and credit group under SCOBA project in 2020 with a shared vision of improving household incomes and strengthening financial discipline among its members. Like many SCOBA groups, members started by making regular contributions and supporting one another through small loans and financial guidance. From Savings to Sustainable Investment: As time …
Kisoboka God with Us, a vibrant group of 54 members, is on a mission to see every member plant at least one acre of coffee and produce a minimum of 2.5 tonnes per season. With Kisoboka Africa’s support, the group established a coffee nursery bed and raised 10,000 quality seedlings, which have already been distributed to members. Encouraged by the …
This month, 20 youth-led agribusiness groups received $1,000 each in seed capital, marking a transformative milestone Kisoboka Africa’s work of increasing access to dignified work opportunities through championing rural entrepreneurship. The Youth Enable Project Award Ceremony, hosted by Kisoboka Africa in partnership with Mastercard Foundation, celebrated young innovators who are turning community challenges into sustainable business solutions. The ceremony represented …
Three years ago, if you walked through Nakalinzi Village in Lwengo Subcounty on any school morning, your heart would sink. Where there should have been the excited chatter of children heading to class, there was only silence. Instead of empty paths leading to full classrooms, you’d find small figures bent over in gardens alongside their parents, or simply wandering the …
In a country where only 2 in 10 adults in rural areas are able to save, Shanibah Nakisekka, a 10-year-old Young Savers Club participant, shattered all limitations last year – saving over Ug Shs. 410,000! Shanibah is a 10-year-old Primary Four student and member of one of our Young Savers Club. Through the club, Kisoboka Africa has taught her to …
At Kisoboka Africa, we believe that when women are empowered, entire communities thrive. This women’s month and every day, we celebrate the impact created through our projects, especially the School Community Banks (SCOBAs), in driving financial independence, entrepreneurship, and leadership among rural women in Uganda. We continue to celebrate the resilience, leadership, and transformative power of the women who have …
As we continue to empower the local people in rural Uganda to break out of poverty, our team had the privilege of visiting one of the newly formed SCOBA groups in Kitwe Kya Njovu in rural Lwengo, Uganda. We are truly amazed and inspired by the incredible enthusiasm and commitment shown by this community toward their school community banks. With …
In the rural villages of Lwengo District in Uganda, we are observing a quiet revolution is taking place, empowering women, opening up economic opportunities, and paving the way out of poverty for many. This revolution has a name: Kisoboka Africa’s School Community Banks. As a nonprofit, we have been working tirelessly to promote financial inclusion in underserved communities across Uganda. …
